Auditing for TRID Compliance

Kristen Tatlock

Kristen Tatlock is a nationally-known speaker and compliance consultant with over 30 years of experience in the credit union compliance arena. Kristen assists credit unions with issues ranging from advertising rules to bylaws, from Social Media compliance matters to Regulation Z, and just about every regulation and compliance concern in between.

Kristen has earned Compliance and Bank Secrecy Act certifications from the two national credit union trade associations. She regularly presents compliance training programs for CUNA, NAFCU, and many state Leagues around the country. She has also edited and revised numerous compliance training courses and modules for CUNA CPD and has authored several articles for various CUNA publications.

Kristen joined CU Service Network, now Aux, in April 2017 with the company’s acquisition of COMPASS 4 CUs, LLC. She had served as Vice President of that organization since February 2011. Prior to that, she was the Director of Compliance and Regulatory Affairs for the Virginia Credit Union League for over 20 years.

The TILA/RESPA Integrated Disclosures (TRID) - Loan Estimate (LE) and Closing Disclosure (CD) – continue to present challenges for loan staff and auditors, but we now have the benefit of several years’ experience to guide us. This session will provide a step-by-step guide to reviewing LEs and CDs for accuracy and timeliness, and will address common errors and not-so-common scenarios that we’ve encountered.

Covered Topics

Checklist for policy and procedure
Sample audit questions
Procedures for testing the TRID loan estimate and closing disclosure
Reporting process
Common Errors

Who Should Attend?

Compliance Officers, Internal Auditors, Mortgage Lending Managers, and Mortgage Lending Staff will all benefit from this webinar.

Auditing for TRID Compliance

Covered Topics

Who Should Attend?

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